Three processing programs, four technology options. Every combination works together — you pick the pricing model that fits your business, pair it with the equipment that fits your workflow, and you're running. No pressure to take more than you need.
Every business pays to accept cards. The program you're on determines who absorbs that cost, how it shows up at the register, and what your net revenue looks like at the end of the month.
You accept cards, you pay the processing fee — it's your cost of doing business. With interchange-plus pricing, you see exactly what each card type costs and what our markup is. No surprises, no bundled fees hiding the real number.
Card-processing fees are built into your posted prices. Customers who pay cash see a discount clearly displayed at checkout — they're rewarded for choosing cash. Card-paying customers pay the posted price. Your processing costs drop to near zero.
Post two prices — one for cash, one for card. Customers see both and decide how they want to pay. Fully disclosed, fully compliant with card brand rules. The processing fee follows the customer who chooses to create it, not the business.
The right program depends on your margin, your customer mix, and how you want to handle the conversation at the register. I'll ask a few questions about your business and give you a straight answer — including if your current setup is already a good fit. Start the conversation →
Program availability, fee treatment, disclosure requirements, and setup depend on your business type, state law, card-brand rules, underwriting, and current Payroc program terms. We confirm all of it in discovery before anything is quoted or signed.
Your terminal is the last thing between you and getting paid. It needs to be reliable, fast, and matched to your workflow. These are the solutions we put in front of merchants — because they work.
Payroc's cloud-connected smart terminal. Accepts chip, swipe, and tap payments including Apple Pay, Google Pay, and Samsung Pay. Remote management means you can update settings, pull reports, and troubleshoot without touching the hardware.
Newland builds Android-based payment terminals designed for the real world — durable, fast, and reliable. Countertop models for fixed checkout points, mobile models for tableside, curbside, or anywhere else you need to take a payment.
Process payments from any computer or tablet — no physical hardware required. Built for phone orders, email invoices, recurring billing, and any situation where your customer isn't standing in front of you. Also works as a backup when your primary terminal is down.
An intelligent point-of-sale built specifically for convenience stores, small markets, and bodegas. Handles inventory, accepts all payment types, and connects directly to your merchant account — all in one system purpose-built for the way these businesses run.
Fill out the quick form or call me directly. I'll ask about your volume, your industry, and what you're running today. No commitment, no sales pressure — just information gathering.
I'll tell you which program fits and which equipment makes sense for your workflow. If your current setup is already solid, I'll say that too. The goal is the right answer, not the biggest sale.
The application process is handled — I walk you through every step. Equipment arrives configured and ready. Most merchants are live within a few business days of approvals.
Takes about five minutes to fill out the basics. I'll follow up with a recommendation and answers to any questions you have.
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