Solutions

Payment solutions built for how your business actually works.

Three processing programs, four technology options. Every combination works together — you pick the pricing model that fits your business, pair it with the equipment that fits your workflow, and you're running. No pressure to take more than you need.

Processing Programs

How your business handles card fees — that's your program.

Every business pays to accept cards. The program you're on determines who absorbs that cost, how it shows up at the register, and what your net revenue looks like at the end of the month.

Traditional

Traditional Pricing

You accept cards, you pay the processing fee — it's your cost of doing business. With interchange-plus pricing, you see exactly what each card type costs and what our markup is. No surprises, no bundled fees hiding the real number.

  • Interchange-plus pricing — transparent cost structure
  • Same price posted for cash and card
  • Best fit for high-volume businesses with established margins
  • Easy to explain to customers — one price, always
Get started with Traditional
Reward Pay

Reward Pay

Card-processing fees are built into your posted prices. Customers who pay cash see a discount clearly displayed at checkout — they're rewarded for choosing cash. Card-paying customers pay the posted price. Your processing costs drop to near zero.

  • Near-zero card processing costs for the business
  • Cash discount displayed at point of sale — fully disclosed
  • No changes to how you run your register
  • Great fit for cash-heavy businesses (restaurants, salons, retail)
Get started with Reward Pay
Consumer Choice

Consumer Choice

Post two prices — one for cash, one for card. Customers see both and decide how they want to pay. Fully disclosed, fully compliant with card brand rules. The processing fee follows the customer who chose to create it, not the business.

  • Dual pricing displayed at the register — no hidden fees
  • Card surcharge is fully disclosed before the transaction
  • Customer transparency — they choose, they pay
  • Eliminates processing fees on card transactions
Get started with Consumer Choice

Not sure which program fits?

The right program depends on your margin, your customer mix, and how you want to handle the conversation at the register. I'll ask a few questions about your business and give you a straight answer — including if your current setup is already a good fit. Start the conversation →

Equipment & Technology

Hardware and software that works — and keeps working.

Your terminal is the last thing between you and getting paid. It needs to be reliable, fast, and matched to your workflow. These are the solutions we put in front of merchants — because they work.

Smart Terminal

RocTerminal+

Payroc's cloud-connected smart terminal. Accepts chip, swipe, and tap payments including Apple Pay, Google Pay, and Samsung Pay. Remote management means you can update settings, pull reports, and troubleshoot without touching the hardware.

  • All payment methods: chip, swipe, contactless, mobile wallets
  • Built-in receipt printer — no separate hardware to break
  • Cloud-based reporting accessible from anywhere
  • Remote firmware updates and remote management
  • Integrates with all three processing programs
Get started with RocTerminal+
Payment Hardware

Newland Equipment

Newland builds Android-based payment terminals designed for the real world — durable, fast, and reliable. Countertop models for fixed checkout points, mobile models for tableside, curbside, or anywhere else you need to take a payment.

  • Android-based — familiar interface, easy staff training
  • Countertop and mobile configurations available
  • EMV chip, NFC contactless, and magstripe ready
  • Purpose-built for longevity in retail and restaurant environments
  • Works with all processing programs
Get started with Newland
Browser-Based

Virtual Terminal

Process payments from any computer or tablet — no physical hardware required. Built for phone orders, email invoices, recurring billing, and any situation where your customer isn't standing in front of you. Also works as a backup when your primary terminal is down.

  • Key in card transactions from any web browser
  • Save customers for recurring charges and subscriptions
  • Send email receipts and payment links
  • No hardware to buy, lease, or break
  • Good standalone solution for service businesses and contractors
Get started with Virtual Terminal
AI-Powered POS

Bodega AI

An intelligent point-of-sale built specifically for convenience stores, small markets, and bodegas. Handles inventory, accepts all payment types, and connects directly to your merchant account — all in one system purpose-built for the way these businesses run.

  • Built for convenience stores, markets, and bodegas
  • AI-driven inventory and restocking intelligence
  • Age verification workflows built in
  • Integrated payment processing — one system, one account
  • Designed to reduce shrink and manual counting
Get started with Bodega AI
How It Works

From first call to processing live — straightforward.

1

Tell me about your business

Fill out the quick form or call me directly. I'll ask about your volume, your industry, and what you're running today. No commitment, no sales pressure — just information gathering.

2

Get a straight recommendation

I'll tell you which program fits and which equipment makes sense for your workflow. If your current setup is already solid, I'll say that too. The goal is the right answer, not the biggest sale.

3

Sign and start processing

The application process is handled — I walk you through every step. Equipment arrives configured and ready. Most merchants are live within a few business days of approvals.

No pitch · No commitment

Ready to figure out which solution fits your business?

Takes about five minutes to fill out the basics. I'll follow up with a recommendation and answers to any questions you have.

Get Started Today